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I need a mortgage on my home that is commercial zoned.Please help soon! Thank you?

I am looking for a mortgage on a home that is currently residential, but, zoned commercial.

I need help trying to find a company to loan money to me on a home that is commercial zoned looking for a mortgage on a home that is currently residential, but zoned commercial – the house is my home.

I need to find a company that can do a mortgage on my home that is zoned commercial.

I also would like this company to include the appraisal in with the mortgage. I understand it makes loans and appraisals difficult when a home is commercial zoned and not residential. It is impossible to get a letter of rebuild for my home too.

Please help soon. Thank you.

Asked by:davetheron

  • Yanswersmonitorsarenazis posted: 19 Jun at 4:05 pm

    Without the rebuild letter, I don’t know of any banks that would knowingly do this.

  • Dave M posted: 21 Jun at 8:17 am

    I do refiances for a living, this is gonna very tuff to get done evern worse now a days because of all of the lenders out there are taking huge losses on shitty loans that they did in the past 5 years

    here is the problem from the lenders point of view…. if you can’t make your payments the bank is stuck with commerical land. Most ledners don’t want that it is to big of a risk. it is alot easier to forecloure on single family 1acre lot than it is to foreclose on home attached to a building

    I would say this you probably should be able to get it done some were but very very few lender guiidlines will allow you to get approved

  • scott742 posted: 22 Jun at 5:06 am

    I had a similar problem, and got financing through Countrywide. Check them out.

    I don’t think you’ll get them to pay for the appraisal, though. That’s just not how things like that work.

  • T M posted: 23 Jun at 4:09 am

    Where is the location and what type of business is it??
    give me a call any time!!
    858-750-5085
    Broker/ Investor
    9 1/2yrs exp
    Town Mortgae&Reality
    San Diego CA

  • Mohamed buhdeima posted: 26 Apr at 4:50 pm

    am looking for a mortgage on a home that is currently residential, but, zoned commercial.

    I need help trying to find a company to loan money to me on a home that is commercial zoned looking for a mortgage on a home that is currently residential, but zoned commercial – the house is my home.

    I need to find a company that can do a mortgage on my home that is zoned commercial.
    In addition I am 100% sure that If you rent my house that in libya located specificly in Benghazi city that really you can make money..I propose that also you can rent the farm next to my home and do what you wanna do for commerical things….because the city needs companies for work for make money this is your chance in the life…and let me say agian If any companies or empassies rent my big beautiful scure commercial house that has commerical zone next it you going to make lots of money.I am Mohamed Buhdeima…and you can contact me on my phone number for any quetions or If you would like to see the house and the zone I can show you a picture for it and If any commerical deals interest I can send you to my father that he in my home town to make a deal…Thank you this is my number:386-898-3482!!

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